Whether it’s your first Tulsa home or your 21st, buying a house can be stressful. Paperwork, deadlines, touring properties. There’s a lot of work involved! And that’s on top of your already busy life. What if we told you that there was a way to make the Tulsa home buying process easier. It’s true. Just follow our helpful tips below.
How to Make the Tulsa Home Buying Process Easier
Get Financed Now
Now, we’re going to assume you already hired a Tulsa REALTOR@. If not, start interviewing agents right away. The right agent definitely makes the Tulsa home buying process easier. Then, talk to your bank about obtaining a loan. Ask about conventional, FHA, or VA loans. While a 30-year fixed-rate loan is better than an adjustable rate loan, find out how much more it costs for a 15-year fixed-rate loan. The money you save in interest could be worth the higher monthly payment if you can swing it. And many REALTORS@ prefer to include an approval letter with any offer they submit. It makes you look serious and can set your offer above others. This is especially helpful in a competitive market.
Keep an Open Mind
The next step in making the Tulsa home buying process easier is to keep an open mind. Tell your agent exactly what you’re looking for in a Tulsa home (bedrooms, size, location, etc.). That helps them narrow down the properties they show you so you don’t waste your time. However, the chances of finding exactly what you want are pretty slim unless you build from the ground up yourself. More likely than not, you’ll want to make some changes to just about every home you see. Don’t just dismiss a home because it doesn’t check every box on your list.
Pay Attention to Deadlines
Another way to make the Tulsa home buying process go more smoothly is to pay attention to your deadlines. When must you submit your earnest money deposit? Which financial documents does your loan company need? When are inspections due? If you have contingencies in place, when do they expire? Miss a deadline and your real estate transaction may become null and void.
Listen to Your Agent
Finally, you will always make your Tulsa home buying process easier when you listen to what your agent has to say. Let’s say that you found a Tulsa home you like. The list price is $299,000. Your agent says the market shows that $290,000 is a fair price. You decide to undercut that by offering $275,000. Your agent will present your offer, but you run the risk of angering the seller so much that they may not even want to counter. When your agent gives you advice, take it. They know the market better than you do. They want you to get the house you desire almost as much as you do. Nobody wins when a sale is lost.
Purchasing your dream home doesn’t have to be overly stressful. Make the Tulsa home buying process easier when you follow our helpful tips. Contact us when you’re ready to start looking for your next home.